{"product_id":"mortgages-in-australia-industry-market-research-report","title":"Mortgages in Australia - Industry Market Research Report","description":"\u003cp\u003eMortgages in AustraliaMortgage lenders are dealing with the RBA's turn to a tighter monetary policy, as the central bank fights heavy inflation. Since May 2022, the RBA has raised the benchmark cash rate, which flows to interest rates on home loans. This represents a complete reversal of the prevailing approach to monetary policy taken in recent years. Over the course of the pandemic subdued interest rates, in concert with government incentives and relaxed interest rate buffers, brought strong mortgage uptake. With the RBA's policy reversal, authorised deposit-taking institutions (ADIs) will need to balance their interest rate spreads to ensure steady profit.\u003c\/p\u003e\n\n\u003cp\u003eThe Mortgages industry comprises the mortgage lending activities of authorised deposit-taking institutions (ADIs). ADIs include banks, building societies and credit unions. Industry revenue is primarily generated through interest repayments and fees charged on mortgages. The industry does not include mortgage brokers and non-bank lenders.\u003c\/p\u003e\n\n\u003cp\u003eThis report covers the scope, size, disposition and growth of the industry including the key sensitivities and success factors. Also included are five year industry forecasts, growth rates and an analysis of the industry key players and their market shares.\u003c\/p\u003e","brand":"Service Industries","offers":[{"title":"April, 2023 \/ 39 Pages \/ MCW16275512","offer_id":47709501096242,"sku":null,"price":966.0,"currency_code":"USD","in_stock":true}],"url":"https:\/\/www.hardmanwell.com\/products\/mortgages-in-australia-industry-market-research-report","provider":"HARDMAN AND WELL MANAGEMENT CONSULTANCIES L.L.C","version":"1.0","type":"link"}